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Commercial Services

ZenMunni also offers commercial employee benefit, short-term insurance, employee debt management and investment solutions. Through our partnership with the Efficient Group we can provide you with a one-stop shop for a wide range of products, see below. As independent financial experts we can cherry-pick the most suitable products to address your company's specific needs.  For more information call us on 087 183 5012 or email info@zenmunni.co.za

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Essential solutions

Group schemes - employee benefits

  • Stand-alone and umbrella funds

  • Risk and retirement solutions (death/dread disease, income protection, disability, funeral, provident, pension & preservation)

  • Healthcare (Hospital, gap cover & value adds) 

  • Employee benefits - education, technical and legal support

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Commercial risk services

  • Commercial short-term risk cover (motor fleet, cyber, indemnity, business continuity, agri-risk, specialist cover)

  • Key-man insurance

  • Overhead expenses cover

  • Owners' share purchase cover

Intervention solutions 

Debt management and saving 

  • Motivational financial education workshops

  • Employee over-indebtedness debt reviews

  • Debt counselling for employees

  • Financial planning solutions for employees (retirement, wills, estates, tax planning) 

  • Savings and investment advice

On the roard to success
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